GIC Underwriters

Adult Book Stores
Adult Day Care
Air Conditioning Equipment - dealers and distributors
Air Conditioning Systems or Equipment - installation/ servicing or repair
Alarm and Alarm Systems - installation/ servicing or repair
Antique Stores
Apartment Buildings
Apartments with Mercantile
Appliance Distributors - household type
Appliance Installation & Repair
Appliance Stores - household type
Appliances and Accessories - installation/ servicing or repair/ household
Appliances and Accessories - installation/ servicing or repair/ commercial
Art Galleries (For Profit)
Automobile Parts and Supplies Distributors
Automobile Parts and Supply Stores
Automobile Repair or Service Shops - NOC
Bakeries
Bakery Plants
Banquet Facilities
Barber or Beauty Shop Supplies Distributors
Barber Shops
Bars
Beauty Parlors and Hair Styling Salons
Beauty Salons
Bed and Breakfast
Beverage Distributors
Beverage Stores - liquor and wine
Beverage Stores - soft drinks and beer
Bicycle Stores - sales and servicing
Books and Magazine Stores
Building Material Dealers
Building Material Distributors
Building of Premises - Bank or Office
Building of Premises - Bank or Office - mercantile or manufacturing - (lessor's risk only)
Camera and Photographic Equipmemt Stores
Candy or Confectionery Stores
Car Washes
Carpentry
Carpentry - construction of residental property not exceeding three stories in height
Carpentry - interior
Carpentry - shop only
Carpet Cleaners
Carpet Installations
Carpet/ Rug/ Furniture or Upholstery Cleaning - on customer's premises
Carpet/ Rug/ or Upholstery Cleaning - shop only
Caterers
Ceiling or Wall Installations - metal
Chemical Distributors
Child Day Care
Churches or Other Houses of Worship
Civic/ Social clubs
Clothing Mfg.
Clothing or Wearing Apparel Distributors
Communication Equipment Installation - industrial or commercial
Concessionaires
Concrete or Plaster Products mfg-Not Structural
Condominiums
Condominiums - commercial - bank or mercantile/ manufacturing or office (association risk only)
Condominiums - commercial - shopping centers (association risk only)
Condominiums - commercial warehouses - manufacturing or private (association risk only)
Condominiums - residential (association risk only)
Convenience Stores
Copying and Duplicating Services - retail
Dance Studios
Day Spas
Debris Removal - construction site
Delicatessans
Dental Laboratories
Departmant or Discount Stores
Distributors
Distributors - food or drink
Distributors - no food or drink
Door/ Window or Assembled Millwork - installation - metal
Driveway/ Parking Area or Sifewalk - paving or repaving
Drugstores
Drugstores - no table or counter service for beverage or food
Dry Wall or Wallboard Installation
Drywall Installation
Dwelling - four-family (lessor's risk only)
Electrical Apparatus - installation/ servicing or repair - NOC
Electrical Equipment Distributiors
Electrical Work - within buildings
Engraving
Exterminators-Pest
Fabric Distributors
Fabric Stores
Fence Erection Contractors
Fishing Tournaments
Floor Covering Distributors
Floor Covering Installation
Floor Covering Installations - not ceramic tile or stone
Floor Covering Stores
Florists
Formal Wear or Customs - rented to others
Freight Forwarders or Handlers - NOC
Frozen Food - distrubutors
Fruit or Vegatable Dealers
Fruit or Vegatable Distributors
Funeral Homes or Chapels
Furniture and Fixtures Installation
Furniture Mfg. or Assembling - other than wood
Furniture Mfg. or Assembling - wood
Furniture or Fixtures - installation in offices or stores/ portable - metal or wood
Furniture or woodwork finishing/repair
Furniture or Woodworking Stripping - refinishing or repairing - shop only
Furniture Store
Gasoline Station - full service
Gasoline Station - self service
Gasoline Station - self service/full service
General Liability
Gift Shop
Glass Dealers and Glaziers
Grading of Land
Grocery Distributors
Grocery Stores
Guniting or Shot-Crete
Hall
Handyperson
Hardware and Tool Distributors
Hardware Stores
Health & Exercise Clubs
Hearing Aid Stores
Heating and Air Conditioning
Heating or Combined Heating & Air Conditioning Equipment - dealers or distributors only
Heating or Combined Heating & Air Conditioning Equipment Systems or Equipment - dealers or distributors & installations/ servicing or repair
Heating or Combined Heating & Air Conditioning Systems or Equipment - dealers or distributors & installation/ servicing or repair - no liquefied petroleum gas (LPG) equipment/sales or work
Home Improvement Stores
Hotels and Motels - without pools or beaches - less than four stories -
House Furnishings Installations -NOC
Ice Cream Stores
Ice Dealers and Distributors
Inland Marine
Inspection and Appraisal Companies - inspecting for insurance or valuation purposes
Insulation Work
Insurance Agents
Janitorial Services
Janitorial Supplies - dealers or distributors
Jewelry Stores or Distributors
Landscape Gardening
Landscapers
Laundries and Dry Cleaners
Lawn Maintenance
Leather Goods Mfg.
Liquor Liability
Locksmiths
Machine Shops
Machinery or Equipment - installation/ servicing or repair
Massage Therapists
Mattress or Box Spring Mfg.
Meat/Fish/Poultry or Seafood - distributors
Meat/Fish/Poultry or Seafood Stores
Metal Erection - decorative or artistic
Metal Erection - Non Structural
Mobile Home Parks or Courts
Musical Instrument Stores
Newspaper or Magazine Distributors
Newsstands
Nursery - garden
Office Machine Installation & Repair
Offices
One and Two Family Dwellings
Optical Goods Stores
Paint/Wallpaper or Wallcovering Stores
Painting
Painting - exterior - building of structures - three stories or less in height - NOC
Painting - interior buildings or structures
Painting - shop only
Painting/Picture or Frame Stores
Paper Coating or Finishing
Paper Products Distributors
Paperhanging
Pawn Shops
Pest Control Operators
Pet Groomers
Pet Stores
Photographers
Piano Tuners
Piano Tuning
Pilates Studios
Plastering or Stucco Work
Plumbers
Plumbing - commercial and industrial
Plumbing - residental or domestic
Plumbing Supplies and Fixtures Dealers and Distributors
Pressure Washers
Printing
Refrigeration Equipment Dealers and Distributors only
Rental Stores
Repair Shops
Restaurants
Restaurants - refreshment stands
Restaurants - with no sale of alcohol - without dance floor
Restaurants - with sale of alcohol less than 75% of total receipts
Restaurants - with sales of alcoholic beverages that are more than 75% of the total annual receipts
Retail Stores
Rug Cleaners
Second Hand Goods
Security Guards - Unarmed
Septic Tank Cleaning
Septic Tank Systems - cleaning
Septic Tank Systems - installation/ servicing or repair
Sheet Metal Work
Sheet Metal Work - outside
Sheet Metal Work - shop only
Shoe Repair Shops
Shoe Stores
Shopping Centers
Siding Installation
Sign Erection/ Installation or Repair
Sign Mfg. - electrial
Sign Mfg. - other than electrical
Sign Painting or Lettering - inside of buildings
Sign Painting or Lettering on Buildings or Structures
Special Events
Stationery or Paper Products Stores
Stone Cutting or Polishing
Stores - no food or drink
Stores - food or drink
Strip Shopping Centers
Supermarkets
Surveyors - land - not engaged in actual construction
Swimming Pool and Maintenance
Television or Radio Receiving Set Installation or repair
Tent or Canvas Goods - erection/ removal or repair/ away from shop
Tile, Stone Installation
Tile/ Stone/ Marble/ Mosiac or Terrazzo Work - interior construction
Tobacco Products Stores
Tobacco Rehandling or Warehousing
Toy Distributors
Toy Stores
Tree Trimmers
Truckers/Delivery
Upholstering
Upholstering - shop only
Vacant Land
Vacant Land / Property
Vending Machine Operations
Venetian Blinds Mfg. or Assembling
Veterinarian or Veterinary Hospitals
Warehouse - Private
Warehouses
Water Softening Equipment - installation, servicing or repair
Window Cleaning

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